Have cards but manage them.....

In general, having credit cards and installment loans in your name and paying them on time will increase your credit scores. Someone with no credit cards, for example, tends to be higher risk than someone that has managed debt responsibly.

Nikitas Tsoukales
President
Virgin Credit
Expert Credit Repair
617-265-7900
www.virgincreditrepair.com
info@virgincreditrepair.com